Liberty Union Mortgage is committed to helping you find the right mortgage product for your needs. We also specialize in New Jersey mortgage loans for all union members and their families. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools that enable you to make sound financial choices. Since 2002, over 90% of Liberty Union Mortgage business has come from personal referrals such as friends, family, past / present clients, and business associates. As a result, it is of the utmost importance that we give you “world-class” service so that you will continue to refer those you care about. Instead of building our business by cold-calling or running impersonal ads, we endeavor to build relationships with every one of our clients that will last a lifetime. Liberty Union Mortgage appreciates the trust you place in us when you refer your friends, family, and business associates.
Liberty Union Mortgage, we are proud to offer a wide range of mortgage loan options for clients at all levels, from first-time buyers through seasoned real estate investors. To help determine the best loan program for you, consider the following: How important is payment certainty? If knowing that your payment will be the same every month is important, consider a fixed-rate mortgage. How important is rapid equity buildup? If rapid equity buildup is a factor, consider a shorter amortization period, such as a 15-year, fixed-rate mortgage. Do you anticipate increasing or stable income? If income growth is anticipated, you could take advantage of a lower start rate on an ARM or a temporary buy down. Other factors to consider include: Ability to qualify at market rates for loan amount selected Anticipated term of occupancy Possibility of significant rate changes Existence of up-front costs We Offer the Following Types of Mortgage Loans: 15- and 30-Year fixed-rate mortgages Fixed-rate balloons Fixed-rate with temporary buy down Interest-only mortgages Adjustable-rate mortgages (ARMs) Contact us today at 201-460-0110, or browse the website for more information about our home equity loans and mortgage loan refinancing options.